Personal insurance · Southern California

Umbrella Insurance

Additional liability protection above qualifying home, auto, rental, and recreational policies.

An umbrella can provide additional liability protection when a severe covered claim exceeds an underlying policy's limit. All vehicles, properties, drivers, and other exposures must be disclosed.

What this coverage can protect

  • Additional personal liability limits
  • Covered claims exceeding required underlying limits
  • Multiple homes, rentals, vehicles, and youthful drivers subject to eligibility

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Information that helps produce an accurate option

No Social Security number, payment information, or sensitive documents are requested through the website.

01

All household drivers and vehicles

02

Homes, rentals, watercraft, and recreational vehicles

03

Current underlying liability limits

04

Prior losses and requested umbrella limit

Common questions

What clients commonly ask

Can I buy an umbrella with minimum auto limits?

Usually not. Umbrella carriers require specified underlying liability limits.

Clear next steps

Let’s review your insurance needs.

Receive responsive guidance and coverage options based on your situation.